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Utah Housing Corporation's FirstHome program pairs a below-market rate with down payment assistance up to 6% of the loan amount — structured as either a monthly second payment or a deferred, no-monthly-payment option.
Read more on the Smart Step PulseAsk about Utah Housing eligibility alongside Conventional, FHA, VA, USDA, and Non-QM programs — many Utah buyers qualify for more than one option at once.
Median home price reached $528,124 in May 2026, up 1.6% year-over-year, while homes for sale climbed nearly 4% from last year — more inventory usually means more negotiating room for buyers. (Source: Redfin)
See current rates & more market dataWhether you're buying your first home in Salt Lake City or refinancing in Provo, let's find the right fit.
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