Based in the Denver metro area and licensed to originate loans across Colorado — from Denver, Aurora, and Lakewood to Colorado Springs, Fort Collins, and Boulder. Real local market knowledge, not a call center.
The Colorado Housing and Finance Authority (CHFA) offers a loan program actually called "Smart Step," alongside down payment assistance up to $25,000 — available as a grant that's never repaid, or a deferred second mortgage. A required homebuyer education course comes with it.
Read more on the Smart Step PulseAsk about CHFA eligibility alongside Conventional, FHA, VA, USDA, and Non-QM programs — Colorado buyers often qualify for more than one option at once.
Statewide median home price hit $563,000 in May 2026, up 0.9% year-over-year, with homes typically taking 49 days to sell — a market that's leveled off from the frenzy of a few years ago, with more room to negotiate. (Source: Redfin)
See current rates & more market dataWhether you're buying your first home in Lakewood or refinancing an investment property in Colorado Springs, let's find the right fit.
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