Smart Step Lending

Loan Options

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

Smart Step Lending

Our Lending Process

Va Loan

VA Loans offer flexible options as either fixed-rate or ARM mortgages.

FHA Loan

An FHA loan provides a government-insured loan with flexible loan options.

Fixed Rate Mortgage

Interest Rate and payments remain the same for the entire term of the loan.

Jumbo Loan

Jumbo loans offer maximum flexibility for home financing for larger loans.

USDA Loan

Purchase a home with no money down in certain rural and suburban areas.

Rehab Loan

Roll the costs of the renovation into your loan.

First Time Home Buyer

Popular loan programs for first time home buyers.

Investment Property

Mortgage loan programs for vacation and investment properties.

Low Down Payment Options

Explore options that may make you a home owner with a low down payment.

Construction Home Loan

Build your dream home from the ground up with tailored financing.

DSCR Home Loan

Focus on the debt-service coverage ratio to get the right home loan.

Bridge Home Loan

Secure the transition between selling your current home and buying a new one.

Start Your Smart Lending Journey Today

Smarter deals, clear choices, and support at every step.

Get Started

(303) 219-2321

12081 w Alameda Pkwy,#266 Lakewood, Colorado - 80228

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Secondary Links

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NMLS #2727504

https://www.pre-app.loan/adamkoncurat-mortgage

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